Investment funds

This is one of the most popular investment methods. Professional fund managers invest assets of many investors in bonds, stocks or other financial assets in various markets. The profit and risk depends on selected solution.

Solutions

  • Investment fund trading on Danske Bank

    Manage investment portfolio online - buy, sell and switch investment funds not only at the Danske Bank business centres, but also via Danske eBank.
    How to start trading with investment funds in Danske eBank?

    • Visit any Danske Bank business centre, sign an agreement on investment services and electronic service agreement, and open a securities account at Danske Bank.

    Please note!

     When making a transaction for buying, selling and switching investment funds, fees according to the rates established in the documents of relevant investment funds will aply

    Income received from trading with securities must be declared at the State Tax Inspectorate and taxes paid as established by laws. Contact State Tax Inspectorate adviser regarding tax calculation.

  • Switch of funds

    The switch of investment fund units is a change of the units of one investment fund to another new investment fund units without payment. Switch is applicable only in case of investment funds of „Danske Invest Fund Management Ltd“. (Finland).

    Calculation of the switch fee
    To switch funds, the securities account must contain a certain amount in euro that will be reserved for the switch fee. In case of switch only the redemption fee is charged.The fee is calculated according to this formula: Fund units to be redeemed  x  Fund unit price at T-1 or T-2 in euro  x  redemption fee, %.

    T-date of the order
    Price at T-1 (one business day before) or T-2 (two business days before) is used because it is the latest known price.
    The reservation is valid until the settlement day (usually T+1).

    The exact amount of the redemption fee is determined on the settlement day.

    • If the actual redemption fee is smaller than the reserved amount, the difference will remain in the account.
    • If the actual redemption fee is higher than the reserved amount, the whole amount will be debited from the account or the missing amount recorded as a debt.
  • Standing subscription order

    Standing subscription order of the the investment funds’ units is a simple and convenient investment method (compared to others) that is suitable for both experienced investors and people who do not have large amounts of money or investing experience.
    The essence is simple: at time intervals that are chosen by the customer, the bank will invest a specified amount of money in investment funds of customer choice.

     Affordable and convenient

    • You invests only when you want or are able to. Choose the periodicity, and if no money is available in the account, Danske Bank will invest at a different moment that will be specified. No need to pay for a period when to you do not invest.
    • A number of investment opportunities. Customer can choose investment funds investing in different regions and sectors that are using different investment strategies.
    • Our investment advisers will help to choose the most suitable fund, and the investment process will be carried out automatically.
    • After submitting Standing subscription order of the the investment funds’ units, funds’ units will be purchased by the Danske Bank and you will be able to monitor changes in investment value via Danske eBank.

Disclaimer

The value of financial instruments may increase as well as decrease. You assume all risks related to investing in financial instruments. Investing in financial instruments may be profitable as well as unprofitable, so you may not get any financial benefits or even loose a part or whole invested amount. Past performance is not a reliable guide to future performance. Financial instruments in foreign markets are also affected by currency fluctuations, which may determine the value of them either positively or negatively. This information does not constitute investment advice, an offer or a solicitation of an offer to buy, sell, swap or hold a specific financial instrument.

Before investing in a specific financial instrument, we recommend that you familiarize yourself with the prospectus, key investor information document and rules, which you can find at www.danskeinvest.com/estonia.

Any information on the website about investing in financial instruments is promotional information. The information is not intended for distribution to, or use by, any person in any jurisdiction or country where such distribution or use would be unlawful and, specifically, are not intended for distribution to, or use by, any "US Person” within the meaning of the United States Securities Act of 1933, as amended and the United States Securities Exchange Act of 1934, as amended.

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