What we can do for you?
Call us at 6 800 800 or contact your Private Banker.
Call us at 6 800 800 or contact your Private Banker.
A relationship manager will contact you if any additional documents are needed.
In order to fully manage your risks you need to sign motor insurance and casco insurance agreements in addition to your lease agreement.
Motor third party liability insurance is mandatory insurance that compensates damages you have caused to third parties.
Casco insurance compensates damages not covered by mandatory insurance in case of an accident: traffic accidents, natural disasters, fires, vandalism, robbery, theft. You can add roadside assistance services to your casco insurance agreement to cover other unexpected situations: a broken tyre, problems starting the engine etc. There are various other supplementary insurance covers to choose from.
The leased vehicle must be insured at a bank-approved insurance provider, while taking into account the insurance criteria.
IIZI Kindlustusmaakler, our partner, provides you with insurance offers from the following insurance providers:
If you get your insurance through IIZI Kindlustusmaakler we will also offer you the following additional benefits:
In addition to insurance you will also need authorisation to use the vehicle in order to avoid complications in traffic, when crossing borders and handling accidents. Please fill in the authorisation request and send it to firstname.lastname@example.org to receive your authorisation document. Find out more by calling us at 6 800 800 (Mon-Fri 8:30-17:30).
Vehicle use authorisation requirements
Authorisation will be granted if the purchased insurance is valid on the territories of the countries to be visited.
The need for additional insurance protection in the European Union and in other countries will depend on the terms and conditions of the motor and casco insurance policies of the vehicle. It is always recommended to have the Green Card with you when driving abroad.
For additional insurance coverage contact IIZI Kindlustusmaakler at 666 0300 or by e-mail at email@example.com.
|Aasta Auto AS||Tartu|
|Aasta Auto Pluss AS||Tartu|
|ABC Motors AS||Tallinn|
|Agdeck-Auto AS||Narva, Jõhvi|
|AGR Autokeskus OÜ||Tallinn|
|Albion Motors OÜ||Narva|
|Amserv Auto AS||Tallinn, Tartu, Paide, Viljandi, Pärnu|
|Ascar Auto AS||Tallinn, Pärnu, Tartu|
|Auto 100 AS||Tallinn|
|Auto 100 Tallinn AS||Tallinn|
|Auto Forte Tallinn OÜ||Tallinn|
|Autolink OÜ (E-autoline)||Tallinn|
|Autowelt Baltic OÜ||Tallinn|
|Balti Realiseerimiskeskus OÜ (BRC Autokeskus)||Tallinn|
|Catwees OÜ||Tallinn, Tartu, Pärnu|
|City Motors AS||Tallinn, Tartu|
|Elke Auto AS||Tallinn|
|Eurostauto OÜ||Tallinn, Pärnu|
|Fakto Auto AS||Tallinn|
|Import Auto OÜ||Pärnu|
|Inchcape Motors Estonia OÜ||Tallinn|
|Info Auto AS||Tallinn, Tartu, Pärnu|
|LX Motors OÜ||Viljandi|
|Mariine Auto AS||Tallinn, Tartu, Jõhvi, Pärnu|
|MDM Auto OÜ||Pärnu|
|Metro Auto OÜ||Tallinn|
|Moller Auto Pärnu OÜ||Pärnu|
|Moller Auto Tallinn OÜ||Tallinn|
|Moller Auto Viljandi OÜ||Viljandi|
|Moller Auto Viru OÜ||Jõhvi|
|Mustakivi Auto OÜ||Tallinn|
|Pilot Motors OÜ||Tallinn|
|Rakvere Autotehnika OÜ||Rakvere|
|Renneks Kaubandus OÜ||Tallinn|
|Reval Auto Esindused OÜ||Tallinn, Pärnu, Kuressaare|
|Ropka Autopood OÜ||Tartu|
|Silberauto AS||Tallinn, Maardu, Tartu, Pärnu, Rakvere, Kuressaare, Viljandi, Jõhvi|
|Siller Auto OÜ||Viljandi|
|Tauf Auto AS||Tartu|
|Tehase Auto OÜ||Tartu|
|Topauto Tartu AS||Tartu|
|United Motors AS||Tallinn, Peetri, Tartu, Kohtla-Järve, Pärnu|
|Veho Eesti AS||Tallinn, Laagri, Tartu|
|Viking Motors AS||Tallinn|
|Wiru Auto OÜ||Rakvere|
There are various expenses related to borrowing and loans themselves, such as such as interest, credit fee, monthly maintenance fee to the card tied to the loan, etc. The annual percentage rate (APR) of charge can be calculated for every loan on the basis of these expenses. Basically, the APR is the amount of the expenses arising from the loan in a year.
The sample APR of the loans offered by Danske Bank are given below.
The initial APR is 1.83% per year on the following sample conditions:
credit amount €50,000, interest 1.75% per year (6 month EURIBOR + 1.75%; calculated on 6 month EURIBOR as at 10.03.2016, which was -0.139% and is deemed to be 0 (zero), unfixed interest), contract fee €250, term 25 years, total amount €62,201.35, monthly repayment €206,52. The rate is calculated on the assumption that the credit amount will be immediately drawn down in full and the principal is repaid and interest is paid in monthly annuity payments. Collateral must be inured for the entire period of the loan.
The APR is 26.94% per year on the following sample conditions:
credit limit €700, interest rate 18%, contract fee €20, current account management fee €1.50 per month, repayment term 1 year, total amount €865.75. The rate is calculated on the assumption that the credit amount will be immediately drawn down in full.
The APR is 7.70% per year on the following sample conditions:
credit limit €1,000, annual fee €50, contract fee €10, current account management fee €1.50 per month, total amount €1,081. The rate is calculated on the assumption that the credit amount will be immediately drawn down in full.
The initial APR is 5.45% per year on the following sample conditions:
credit amount €1,920.00, interest rate 5%, contract fee €2.56, total amount €1,975.89. The rate was calculated on the assumption that the loan amount will be immediately drawn down in full and repaid within a year in 12 equal instalments after equal intervals of time.
The initial APR is 2.72% per year on the following sample conditions:
capital lease, price of property €19,000 incl. VAT, down payment 20%, residual value of property at end of period 0%, contract period 5 years, interest rate 2.0% (6 months EURIBOR + 2.00% per year; the calculation is based on 6 months EURIBOR as at 01.02.2017, which was 0.244% and is deemed to be 0 (zero); unfixed interest rate), contract fee €175; current account management fee €1.50 per month, total amount €16,260.49, monthly repayment €266.42. The property must be inured for the entire period of the loan.
Overdraft is a convenient option for keeping spare money at hand, so you can cover any unexpected larger outgoings. You can make card payments, transfer money in the eBank or withdraw cash from ATMs in the amount of the agreed credit limit.
MasterCard Platinum is privileged credit card for our most valued clients.
Danske Bank is offering convenient solutions both for investors who want to manage their investments on their own and for investors who prefer ready-made solutions where professional fund managers manage the investments for them.